RELATIONSHIP MANAGER- Public Sector PortHarcourt Desk
Hdbc
Job Description
DUTIES AND RESPONSIBILITIES.
- Identify, engage and convert prospective public sector clients into active banking relationships
- Manage customers’ accounts effectively and ensure excellent service delivery while maintaining synergy with all relevant support and strategic business units.
- Support the creation of quality risk assets for the Bank by processing good credit requests and following up with relevant approval levels accordingly.
- Monitor customers’ facilities and ensure that such accounts have and maintain performing status and are renewed timely.
- Mobilize deposits from customers to improve liability position of the bank.
- Process customers’ request for opening of Letters of Credit, Bills for Collection, Invisible Trade etc. and ensure prompt turnaround time and service delivery.
- Deploy digital channels for payments and collections to aid customers’ transactions
- Generate business leads and referrals for subsequent follow up
- Support the BU with business intelligence by constantly getting useful information about customers, competition and current offerings to enable management to make informed decisions.
- Monitor customers’ patronage trend to ensure business continuity
- Initiate the development of products required to meet customer needs especially in credits (development of product papers to suit current needs).
- Cross-sell all products of the bank creating adequate value chain for other business units.
- Support the Business Manager to deliver on all indices of approved budget towards actualization of excellent Balanced Scorecard.
- Perform all other duties as may be assigned by the Business Manager
JOB REQUIREMENTS
Education
- Minimum Education: First Degree or its equivalent in any discipline preferably business related
- Higher degrees and professional certifications in relevant fields
Experience
- Minimum experience – 5-6 years relevant experience in sales functions
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